General Liability Insurance

1. Customized Coverage and Risk Expertise: We recognize that every organization has unique risk profiles based on its industry, size, and operational activities. Our experienced insurance professionals don’t simply offer pre-made packages; they conduct thorough risk assessments to understand your specific operations and potential exposures. This collaborative approach ensures you receive optimal protection tailored to your specific needs, without paying for unnecessary coverage.

2. Broad and Comprehensive Protection: Moving beyond the typical coverage of bodily injury and property damage, our general liability policies offer extensive protection against a wide range of potential liabilities, including:

• Bodily injury: Coverage for claims arising from accidental injuries sustained by third parties on your premises, during your operations, or due to your products or services.
• Property damage: Protection against financial losses associated with damage to third-party property caused by your operations or employees.
• Personal and advertising injury: Coverage for claims of libel, slander, copyright infringement, and other non-physical injuries arising from your marketing activities or business practices.
• Product liability: Protection against claims alleging that your products caused harm or damages to individuals or their property.
• Completed operations: Coverage for claims arising from defects in products or services you have already delivered.
• Additional Coverages: Depending on your specific industry or needs, we offer additional coverages like cyber liability, pollution liability, and professional liability.

3. Proactive Risk Management and Ongoing Partnership: We believe in a proactive approach to risk management that goes beyond simply providing insurance. Our team of experienced risk management specialists becomes your partner in mitigating potential risks. They will collaborate with you to:

• Identify potential liabilities: Through comprehensive risk assessments, we help you pinpoint areas where your organization might be exposed to claims.
• Implement risk mitigation strategies: We work with you to develop and implement strategies to minimize the likelihood and severity of potential claims. This could involve improving safety protocols, conducting employee training, or reviewing contractual language.
• Continuously monitor and improve: We believe in a collaborative and ongoing partnership. We’ll regularly review your risk profile and adapt your risk management strategies as your organization evolves and the risk landscape changes.

4. Dedicated Claims Team, Financial Strength, and Peace of Mind: In the unfortunate event of a claim, our dedicated claims team is readily available to provide prompt, efficient, and professional support. We understand the importance of resolving claims quickly and fairly to minimize disruption to your operations. Additionally, as a financially strong and reputable insurance provider, Al Watan offers you the confidence and assurance of knowing you are backed by a reliable partner who will fulfill its obligations in the event of a claim.